CMS Merchant Account Information

Statement Review For MIDs Beginning In 51348, 51579, 54309
Attention: This article will include a statement example but that will not represent your personal merchant account statement. The merchant statement is...
Wed, 22 May, 2019 at 1:40 PM
Statement Review For MIDs Beginning In 9235, 9236, 9289
Attention: This article will include a statement example that will not represent your personal merchant account statement. The merchant statement is whe...
Wed, 22 May, 2019 at 1:41 PM
Payment Industry Glossary
Acquiring Bank A member of the Visa/ MasterCard network that acquires data relating to transactions from a merchant for processing. All merchant accounts m...
Wed, 22 May, 2019 at 1:41 PM
EMV Questions and Answers
What is EMV? EMV stands for Europay, MasterCard, Visa and was introduced by the Global payments brands in 2011. When will EMV be implemented? Specific...
Wed, 22 May, 2019 at 1:42 PM
Tips to Reduce Interchange Expense
Tips to Reduce Interchange Expense Swipe cards instead of hand-keying the card number when in a Face to Face environment. Utilize the Address Verificatio...
Wed, 22 May, 2019 at 1:42 PM
Current Interchange Fees
Interchange is posted on the internet and can be found at the following links for Visa and MasterCard: http://usa.visa.com/merchants/operations/interchange...
Wed, 22 May, 2019 at 1:44 PM
What is a Chargeback
Chargeback Overview A chargeback is a dispute between a merchant and its customer (who paid by credit card). The customer or cardholder claims that thei...
Wed, 22 May, 2019 at 1:44 PM
Common Decline Reasons
Below are 1 of the most common Decline codes, their description and a possible solution for each.  These decline codes are provided to Complete Merchant Sol...
Wed, 22 May, 2019 at 1:45 PM
Fee Definitions
All listed fees and associated rates are subject to change without notice and may not be listed correctly below.  ACQ ISA Fee Name: Acquirer Interna...
Wed, 22 May, 2019 at 1:52 PM
What is American Express OptBlue?
There have been many questions around American Express Opt Blue that we want to address.  In doing so we found a website directly with American Express that...
Wed, 22 May, 2019 at 1:55 PM